COVID-19 Eviction Prevention Assistance

Arizona Eviction Prevention Assistance

Renters and homeowners in Arizona, Nevada, and New Mexico are finding it difficult to cover their monthly expenses due to COVID-19 furloughs and layoffs. As we are in the business of helping others find financial solutions during these difficult times, our bankruptcy attorneys gathered the following home and rental New Mexico, Nevada, and Arizona eviction prevention assistance resources. 

Arizona Eviction Prevention Assistance

On March 30, 2020, Governor Doug Ducey announced a cooperative agreement with the state’s banks to protect families from evictions and foreclosures. Under the 60 days agreement, banks have agreed to suspend evictions and foreclosures for at least that amount of time with the potential to extend it to meet the state’s emergency declaration. Further, landlords are asked to “consider” deferring or adjusting rent payments and “encouraged” to work with tenants to waive late fees, penalties, and interest

Tenants and homeowners are still however expected to meet their financial obligations under the agreement. If you would like assistance with learning more about filing an Arizona bankruptcy, please contact us directly for a free consultation. 

Arizona Renter Eviction Prevention Assistance

The Arizona Department of Housing (ADOH) has a program known as the Rental Eviction Prevention Assistance to help those renters affected by COVID-19. 

The program is for Arizona renter households who have suffered a substantial loss of income resulting from COVID-19 and do not have financial resources to cover their rent. These renters may be eligible to receive assistance with rent due on a primary residence in Arizona. 

Losses of income include:

  • Job loss
  • Reduction in compensated hours of work
  • Other loss of income related to COVID-19 
AZ Housing Assistance for Unemployed

Eligibility is restricted to households with income levels at 100 percent of the area median income adjusted for household size and varies by county. 

Applicants will be responsible for paying 30% of the total current gross monthly income of the household for rent. Furthermore, households with rent payments that are at or below 30% of their total gross monthly income will not be eligible for assistance.  

Requests for deferment of payments are reviewed and approved by ADOH on a case by case basis. Approval is based upon the inability to make the payment.

If you are in need of rental assistance, you will be required to provide financial statements for the year of the applicable period for which the payment is due. More information about the Arizona COVID-19 rental eviction prevention assistance program may be found at

Arizona Home Foreclosure Assistance

For those who can’t pay their Arizona mortgage, Save Our Home AZ is a government assistance program for local residents who meet specific qualifications

The Federal Housing Finance Agency (FHFA) also announced that Fannie Mae and Freddie Mac would provide payment forbearance to Arizona borrowers impacted by the coronavirus. This forbearance means that a mortgage payment can be suspended for up to 12 months due to coronavirus-related hardships.

Most importantly, if you can’t pay your mortgage you should contact your lender for more specific information. If you do end up receiving an eviction notice call the state’s COVID-19 foreclosure prevention hotline at 877-448-1211

Eviction Relief for Nevadans  

On March 29, Governor Sisolak issued a Directive pausing eviction and foreclosure proceedings. This directive will stay in place as long as Nevada is in a State of Emergency to assist: 

  • Traditional renters 
  • Those residing in extended stay motels and weekly rentals
  • Homeowners with mortgages
Arizona Eviction Notice

In the Directive, the following requirements are defined for Nevada tenants, homeowners, and landlords: 

  • Those who have tested positive or who have been potentially exposed to COVID-19, including health care workers on the front lines, will be able to continue working without fear of eviction.
  • Tenants are not free of rent or mortgage obligations. These payments are still due for the time you occupy the property. Landlords have financial responsibilities, too. The Directive encourages the negotiation of payment plans or other agreements within 30 days after the Governor declares an end to the State of Emergency.
  • This Directive does not end contractual obligations between landlords and tenants. Landlords, tenants, and property managers must still follow the terms of their contracts.
  • According to Section 3 of the Declaration of Emergency Directive 008, “Landlords and lenders, however, shall be prohibited from charging any late fees or penalties for any nonpayment under the terms of a lease, rental agreement, or mortgage that occurs between the date of this Directive and the termination or expiration of the March 12, 2020 Declaration of Emergency or the date on which this Directive is rescinded by order of the Governor.”

For a complete list of tenants’ and landlords’ rights, read the full Directive at and consult with a private attorney or legal aid organization.

Help is available for housing tenants or business owners with a landlord that is still trying to unfairly evict you at the Nevada Attorney General’s Office by filing a complaint at

New Mexico Measures to Mitigate Financial Hardship 

In the midst of the public health crisis, Governor Michelle Lujan Grisham declared a state of public health emergency in New Mexico to help mitigate the negative impact the economy has had on many individuals and families.  

The state has also taken measures to help Individuals experiencing financial hardship by diligently working to identify additional sources of relief, including those who can’t pay rent or a mortgage payment. 

For those who can’t pay their New Mexico mortgage:

The Federal Housing Finance Agency (FHFA) has announced that Fannie Mae and Freddie Mac would provide payment forbearance to borrowers impacted by the coronavirus. This forbearance means that a mortgage payment can be suspended for up to 12 months due to coronavirus-related hardships.

As many mortgage lenders in New Mexico are backed by Fannie Mae and Freddie Mac, they are required to follow these directives accordingly. 

If you can’t pay your mortgage, contact your lender for more specific information about your mortgage. If you received an eviction notice, you can call the state’s COVID-19 general hotline at 1-833-551-0518.

Foreclosure Assistance

For those who can’t pay their rent:

The New Mexico Supreme Court has issued an order placing a temporary moratorium on evictions for inability to pay rent during the COVID-19 pandemic. Judges will stay the execution of writs of restitution that property owners can obtain and give to law enforcement to force the removal of a tenant.

If you want court assistance to stay a New Mexico eviction for nonpayment of rent during the health crisis, you will need to provide evidence of your current inability to pay your rent at a hearing. 

If you would like assistance with an eviction proceeding, you can contact one of the following three resources:

  1. Call New Mexico Legal Aid at (505) 633-6694
  2. Residents of Bernalillo, Sandoval, Valencia and Torrance counties who are 60 or older can contact the Senior Citizens Law Office at (505) 265-2300
  3. New Mexico residents 55 and older can contact the legal resources for the Elderly Program by calling (800) 876-6657

Finding Financial Help During the Coronavirus Health Crisis  

Working with a local bankruptcy attorney can provide a level of financial relief during this crisis. If you live in Arizona and need assistance, please contact our Arizona bankruptcy team for a free consultation by calling 602-667-7777, through our convenient online LiveChat or secure web form.