Chandler Bankruptcy Lawyers
Sometimes in life, debts pile up. Due to whatever circumstances, you may not be able to make the required payments. With that in mind, many individuals opt to file for bankruptcy to help them reset their finances and get a fresh start on their financial futures. Still, bankruptcy is a complex process with many options to consider. This is why you should look into hiring Chandler bankruptcy lawyers to help you understand all of your options.
After all, it’s possible that you do not even qualify for bankruptcy at this time, or that filing for bankruptcy now is not in your best interest. A knowledgeable attorney can help you sort through the red tape and all qualifications.
You may find an experienced bankruptcy attorney in Chandler at Lerner and Rowe Law Group. To begin the process with us, call today at 602-667-7777, fill out a FREE online form, or use LiveChat. We are available to take your call 24/7.
Why You Need Chandler Bankruptcy Lawyers
There are many steps to filing for bankruptcy in Chandler, AZ that you must understand in order to file correctly. If you do not file correctly, you may face more penalties and even more financial burden. But, an attorney can help you:
- Understand which kind of bankruptcy is right for you,
- Go through the qualification process,
- Help you understand which paperwork to fill out, and more.
Following the initial filing of your petition for bankruptcy, the next step of the process will be to attend a 341 Meeting of Creditors. Again, this is another event that you will not want to face on your own. This meeting may involve creditors that you have not yet faced, and they may attend simply to argue that you must pay back the debts we are attempting to restructure or discharge. Without an attorney, you would have to face this alone, which is near impossible without a wealth of legal knowledge.
Ultimately, hiring an attorney for your bankruptcy will help you go through the entire process with less stress and less chances of experiencing some sort of hiccup. A bankruptcy attorney at Lerner and Rowe Law Group will answer all of your questions, and guide you along the filing journey.
Types of Bankruptcy Handled in Chandler at Lerner and Rowe Law Group
There are two types of bankruptcy that Lerner and Rowe Law Group can help you with in Chandler. The first, and most common, is Chapter 7 bankruptcy. This form of bankruptcy allows debts to be discharged, as long as your family is below a certain income. The debts do not simply disappear; certain assets may be recovered and liquidated in order to satisfy creditors and collection agencies.
The other kind of bankruptcy is known as Chapter 13. Again, there are qualifications that must be met in order to file this type of bankruptcy, which restructures your debt. With an attorney, you may be able to reorganize your debts into a new payment plan that you and your family can manage, ultimately helping you get out of debt faster while the creditors also collect most of their money.
Not sure which option sounds better in your case? Never fear–the attorneys at Lerner and Rowe Law Group have years of experience guiding clients just like you through the process and helping determine which option is best.
Benefits You Can Unlock by Filing for Bankruptcy in Chandler
Filing for bankruptcy often has a negative connotation. But, especially if it is the option you’re leaning towards, it’s important to understand all of the benefits that will happen upon your filing. For instance, filing for bankruptcy:
- Stops wage garnishments
- Immediately stops calls from creditors and collections
- Delays and/or stops repossessions
- Can provide a fresh financial start
- Delays and/or stops foreclosures
If you’re considering bankruptcy, you may be about to lose your Chandler home or a vehicle necessary for work. This can be delayed or permanently halted via an effective bankruptcy claim. So don’t hesitate to seek more information today.
What Is an Automatic Stay in Arizona?
An automatic stay, according to the federal law, is an order that goes out to all creditors and collections agencies that immediately halts all actions that currently go against you. So, when you file, those harassing calls will stop, and any amount being taken out of your paycheck will cease as well. It’s one of the immediate benefits of seeking bankruptcy in Chandler.
Why Choose Our Chandler Bankruptcy Attorneys?
Our Chandler attorneys are a part of a large team that have helped thousands of people just like you reach the best possible outcome. So, take advantage of our 24/7 legal help and call right now.
Contact the Chandler Bankruptcy Lawyers at Lerner and Rowe Law Group
Your free Chandler bankruptcy case evaluation is available by simply calling 602-667-7777. Don’t put off calling for another month, letting more interest accumulate. Relief may be available via a wise bankruptcy filing, directed by Lerner and Rowe Law Group.