Gilbert Bankruptcy Lawyer
Considering a bankruptcy filing? This is a positive option for many residents of Gilbert. But, in order for the filing process to flow seamlessly, it’s best to employ the experience and knowledge of a Gilbert bankruptcy lawyer from Lerner and Rowe Law Group.
When it comes to resetting your finances and assets by filing for bankruptcy, you have many options. And you’ll have to navigate a lot of red tape. For example, you may not qualify for the type of bankruptcy you plan to file. Or there may be an alternative option out there that might allow you to retain more of your assets.
To learn what the best next steps are for your situation, call us for a free and private consultation. We provide affordable payment plans, and you will be able to consult with a lawyer 24/7. Our number is 602-667-7777, but you can also reach us by filling out this FREE online form or simply conversing with a LiveChat agent.
Working with a Debt Relief Attorney Gilbert for Bankruptcy has Many Benefits
While filing bankruptcy can sometimes have a negative connotation, doing it right can actually produce a significantly better outcome for you and your family. After all, many people in Gilbert file in order to get relief after:
- Unexpected medical costs
- A personal injury lawsuit
- Costly divorce
- Student loan debt
- Sudden job loss
Working with a debt relief attorney can help you reach a fresh financial start after experiencing these hardships. With a bright future ahead, you can move forward confidently with a more solid financial foundation, without needing to first navigate the legal complexities alone.
Types of Filings Your Bankruptcy Lawyer in Gilbert Offers
You’re probably wondering what bankruptcy option is best for you. The most commonly filed are chapter 7 and chapter 13, and these are the two bankruptcy solutions that we can assist with.
- Chapter 7 bankruptcy allows most consumers to discharge unsecured debts quickly. Chapter 7 bankruptcy is a liquidation of unprotected property, also known as non-exempt property. While most consumers will keep all of their property, some will have unprotected property sold by a Bankruptcy Trustee who will use the proceeds of sale to pay creditors. Your Gilbert chapter 7 bankruptcy attorney will attempt to lessen the amount of assets you must liquidate.
- Chapter 13 does not involve selling off assets to pay off debt. Instead, chapter 13 bankruptcy involves restructuring the debt you have into affordable monthly payments, allowing you to have breathing room each month and the creditor to get more of what they’re owed. A Gilbert chapter 13 bankruptcy lawyer will help determine a fair distribution of monthly payments over 36-60 months.
To find out which type of bankruptcy is best for you (and available to you) contact Lerner and Rowe Law Group today.
Advantages of the Automatic Stay
The automatic stay is one of the most immediate benefits you’ll experience after filing for bankruptcy. Collection calls at work and on your personal phone will stop. Any garnishments to your wages will also stop, potentially bringing your paycheck back up while the bankruptcy process continues.
Choose a Gilbert Debt Relief Attorney at Lerner & Rowe Law Group
Our Gilbert, AZ bankruptcy team is composed of an award-winning bankruptcy lawyer that has helped hundreds of people reach the best possible outcome. Moreover, they are well seasoned in assessing personal finance challenges and developing tailored legal strategies to maximize an individual’s debt relief success through bankruptcy.
Contact a Gilbert Bankruptcy Attorney at Lerner and Rowe Law Group Now
Don’t hesitate to dial 602-667-7777, fill out this FREE online form, or use LiveChat to connect with a representative and to schedule a free initial consultation. Our team knows how to stop creditors from hounding you day and night. You will also get experienced help navigating the often complex process involved with filing for chapters 7 and 13 bankruptcy relief in Arizona. Contact Lerner and Rowe Law Group today.